A new program for small businesses denied bank loans is being rapidly adopted by US merchants. Many businesses have found a needed alternative to bank loans to access cash when they need it most. Less than ten percent of all businesses who applied for bank loans were denied, reports MerchantCashinAdvance.com. The small business loan denial program has allowed many businesses to grow in the recession even in the short time it’s been introduced.

The economy is nearing its worst peak since the depression. This explains why the rapid growth in merchant cash advance requests by business owners is no shock. According to MerchantCashinAdvance.com, the shortage of capital among businesses is a real concern among merchants. Merchant cash advances provide capital where a typical business loan cannot.

A merchant cash advance works this way: a merchant cash advance provider gives a business a lump sum of money as advance on future sales , and the loan is paid back through small payments from their normal credit card processing so as to not impact daily business operations. This is also called credit card factoring. The main difference between a merchant cash advance and a typical small business loan, is merchant cash advance companies do not rely on the applicants credit for approval. MerchantCashinAdvance.com advocates a 95% approval rate for all merchant cash advance applicants.

For inquiries, call Merchantcashinadvance.com at 877-875-0231 #merchantcashadvance.

Regular users of the New York Times ipad application might start to think they’re seeing Ralph Lauren everywhere. The truth is they’re seeing it on their New York Times ipad app, since Ralph Lauren bought all the ad space on the New York Times ipad app for the month of September. While this “advertising blitz” might seem a bit extreme for some companies, small businesses can learn a thing of two from Ralph Lauren’s approach to marketing. In the recent blog post “What Small Businesses Can Learn from Ralph Lauren, Other Than How to Dress for a Polo Match,” the Business Finance Store reviews strategies for marketing businesses using mobile device applications.

While not all companies can afford to buy out all the ad space for large mobile apps like the New York Times, small businesses can still take advantage of mobile technology as a low-cost, yet effective way to advertise their product or service. By advertising on apps that are relevant to a business’ clients and consumers, one can effectively target traffic toward their company. Read more about the lessons to be learned from Ralph Lauren’s advertising technique on the Business Finance Store’s blog.

The Business Finance Store is a business financing and consulting firm that offers customized Business Financial Solutions. Seasoned professionals offer assistance in a variety of financial solutions to help small businesses succeed such as: Business Financial Solutions , Legal Solutions, and Accounting Solutions.

The staff at The Business Finance Store understand that starting and growing a business is an exciting time. They keep it exciting by taking care of some of the most difficult aspects, by providing legal advice, helping with vital responsibilities like accounting & bookkeeping, and by obtaining business finance. They can quickly and easily guide entrepreneurs through many different complicated processes, and put them on the path to success.

For 10 years The Business Finance Store has been helping startups and other small businesses legally structure their companies, find the right franchises, get the funding they need, and to achieve the American Dream of owning their own successful business. Since expanding nationwide in 2007 they have helped thousands of companies and have funded over $60 Million in business credit lines, not including SBA loans. The Business Finance Store sees limitless potential in the current climate, and looks forward to many strong years of growth to come. Take some time to review their services, and give them a call.

For more information, or a free, no-obligation analysis of your business needs, visit The Business Finance Store, visit http://www.businessfinancestore.com. A member of their professional staff will contact you to discuss your business’ short and long-term goals. Whatever you need, The Business Finance Store is there.